Serving in the armed forces is one of the most honorable experiences many men and
women can have. Being in the military comes with a lot of perks and benefits. One of
the most overlooked benefits by both Veterans and service members is buying a home
through a VA loan.

A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA)
issued by private lenders and available only to veterans, active-duty service members
and their eligible spouses.
Some of the advantages of buying a house through a VA loan are: low interest rates
and closing costs, $0 down payment, and the option to forgo private mortgage
insurance (pmi).
Additionally, the VA did not set a minimum credit score. However, having stellar credit
can help to attain rock bottom variable or fixed rates. For peace of mind, be sure to get
a free copy of your credit report and check for errors before applying. If you notice
anything suspicious in your report, you can hire a credit repair company to he. ...

As the new year approaches, plenty of homeowners look for ways to refresh their spaces to keep them feeling interesting and updated. If you're preparing to put a place on the market, keeping up with trends is key because unless your prospective buyers are flippers, stagers, or redecorating fiends, nothing can make would-be buyers turn tail faster than some outdated decor. Check out these once-popular home decor trends that are being shown the door, and find out what's replacing them in the months ahead.
1. Rose gold loses its luster














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Buying or selling a home can be a complicated and stressful experience. There can be a lot of moving parts involved that may come as a surprise to people who have never been through the process before. This is why having a great real estate agent is critical. Picking the right agent isn’t always easy, but you’ll definitely know if you’ve picked the right one for you. Here are seven signs that you’ve made a great decision in picking your real estate agent:

1. You like being around them
You don’t have to be head over heels in love with your real estate agent, but you need to at least enjoy being around him or her. You will spend a lot of time communicating with your agent, so the relationship needs to be a good one to help make the experience as painless as possible. There’s nothing worse than dealing with a person who you don’t like being around, especially if the going gets rough. If you don’t cringe at the sound of your agent&rsquo ...

As the events of the last few years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home.

Get pre-approved.

Sub-primes may be history, but you’ll probably still be shown homes you can’t actually afford. By getting pre-approved as a buyer, you can save yourself the grief of looking at houses you can't afford. You can also put yourself in a better position to make a serious offer when you do find the right house. Unlike pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history. By doing a thorough analysis of your actual spending power, you’ll be less likely to get in over your head.

Choose your mortgage carefully.

Used to be the emphasis when it came to ...

Basing a career in sales means being an independent contractor and virtually building your own small business, or earning a salary largely based on commission.  Of course, we need money to live on and to help our businesses grow.  Is it really better to troll for quick commissions or to build a relationship with your clients?  Here we explain why building relationships is a better foundation and long term solution for you and your growing business.

1. Word of Mouth.

This one is simple.  If a client is happy with your performance and you have gotten them the best results possible, they will tell their friends and family about the great experience you gave them, which obviously can and will lead you to more clientele.  If you are simply going through the motions and giving little effort to make a quick buck, the client will inevitably share bad news to others.  Did you know:  A dissatisfied client is 10 times more likely to share a bad experience ...